You have a business idea; Now, what?

You have an idea for a business but have no idea where to go from there. That was me a few years ago. I was stuck in the idea phase. I wasn’t business savvy in the past. In fact, anything remotely related to starting a business was a huge turnoff for me. However, my husband and I were laid off in 2020, a month apart. We had just had a baby, and it was the beginning of the pandemic, which meant nobody was hiring. That is when I promised that we would never be in this situation again. We were going to learn how to create multiple income streams and learn to invest our money. Fast forward to today, we are doing precisely that. We have at least five income streams and are about to add more. 

So, you have a business idea? First, create a business plan. It doesn’t have to be fancy. It is better to write something than to have nothing at all. Here is what you should include in that business plan. 

  • What will your business be?
  • Who your target audience will be.  
  • What products will you offer? 
  • How will you market your business? 

I show you how to do all this and more in the Minding your Business Starter Bundle! 

I walk you through how to: 

🔶Properly Register your business.

🔶Obtain your EIN ( Business S.S. # )

🔶Get your Duns # (Needed to Build Business credit)

🔶How to correctly set your business up for business credit and funding.

🔶Included is my Marketing Hacks ebook, where I show you ways to market your business without spending a dime.

I also help you avoid the pitfalls I experienced getting my first business off the ground. 

The bundle is on sale this weekend ONLY for $37! 

Get The Bundle

See you at the top!

Ebby

Why You Should Create an Ebook

Let’s face it. We live in a digital world now. People are no longer going to the store to purchase books and music. They are downloading them to their devices and/or reading them from places like Amazon Kindle. So, we have to adapt. 

Whether you are an aspiring author, business owner, or simply looking to dive into a source of passive income, ebooks are a great asset. The revenue made from ebook sales is steadily rising. let’s talk about why should have an ebook. Free Ebook Templates

5 Reasons Why You Should Have an Ebook  

  1. They are cheap to create. Moneywise ebooks are practically free to create. I tell you how to create one next week. Subscribe to be notified.
  2. It is a great way to expand your audience. As an entrepreneur or author, you want to reach as many people as possible and ebooks can be sold on multiple platforms.  
  3. They are a great source of passive income. I’m always preaching about multiple income streams, and this is the best way to do it.
  4. They can help establish you as an expert. Credibility is a huge selling point in your brand and having an ebook is one of the best ways to establish that.
  5. They are easy to create. There are numerous resources out there that help you to create an ebook. You can use platforms like PowerPoint, Kindle, and Canva. 
  6. They can jumpstart your author’s dream. If you are an aspiring author, the thought of writing a novel may be daunting. Ebooks help to get your feet wet.
  7. They can help improve your writing– Before you dive into writing 80,000 words, you can start small and create multiple ebooks.

Are you ready to dabble in the world of ebooks? Here are two ebook templates to get you started. EBOOK TEMPLATES.

See you at the top! 

Ebby 

P.S. Check out our ebooks below

Click the Link

Click the image

P.S.S Need Help creating an ebook, BOOK a call with Ebby.

How to Get the Perfect Business Credit score using 5 simple Steps

-This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info.

If you’ve ever wanted to build business credit, you’re reading the right article. You’re about to discover the simple 5-step method for the perfect paydex score, your business credit score. 

And the good news is that this method works even if your personal credit is bad. 

First, let’s uncover some misconceptions about business credit. Here is the truth. 

  • You don’t need excellent personal credit. In fact, you can build business credit without touching your personal credit. 
  • You don’t have to be in business for a certain length of time. You can start your business today and start building business credit as soon as the steps below are completed. 
  • You don’t need to make revenue first. You’ve heard the saying, you need money to make money. There is no reason anyone should go broke building a business when you can utilize business credit. 

All you need is a properly structured business model. Unsure if your business is properly structured, grab the free checklist HERE

5 Simple Steps to Building the Perfect Business Credit Score

Step 1: Setup Your Business– You cannot start building business credit if you don’t have a legit business. You need to register your business with the secretary of state and get an EIN. If you already have these things, be sure the information is correct and up to date. Once you’ve completed this step, you can move on to the next step. 

Step 2: Get a Duns and Bradstreet Number– This number is free. I know it may be tempting to start applying for credit once you have established your business, but doing so without your duns number will be working harder and not smarter. Your duns number can take anywhere from 24 hours to 30 days. So, once you receive your paperwork from step one, don’t delay this step. 

Step 3: Create a Solid Internet Presence. Many people who are new to business credit don’t realize how crucial this step is. And that’s why many people who try to build business credit fail.

Step 4: Get 3 to 4 Tradelines– I have a list of easy approval tradelines you can start under the biz credit links HERE

Step 5: Pay Your Tradelines Early- 10 to 15 days before the due date is a good habit. You want to ensure that you are using your tradelines as well. 

And there you have it – a simple 5 -step method for getting the perfect business credit score. It takes 30-90 days to generate a paydex score. Now that you know how to get a paydex score, there’s just one thing left for you to do: take action!

Remember, you don’t have to figure it out on your own. I show you how to obtain 50k-100k in business credit funding without using personal credit in the Level Up Your Business Course. It’s a 5-week course with step-by-step instruction via videos and an easy-to-follow workbook. 

By the end of this class,

  • You’ll have an understanding of how business credit works.
  • You will know how to obtain 50K- 100k in 90 days or less even if your business hasn’t made revenue yet. 
  • You will have a list of 50 of the best tradelines and vendors to use to build your business credit.
  • Also included is the Personal Credit Hacks ebook with 9 proven hacks to increase your personal score. 

Get the course HERE! 

See you at the top, 

Ebby

Comment below and let me know if this post was helpful.

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P.S. Okay, maybe you’ve thought about starting a business, but need some ideas, check out our post on how to build passive income.

8 Ways to Create Passive Income with Little to No Money Down.

The Secret to Business Credit

This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info. 


When I first started my business, I had no idea that business credit existed or that my new business idea could qualify. The good news is that business credit is a thing, and you can absolutely qualify even if you just started. I’m going to show you how.

First, let’s discuss what business credit is. Business credit allows companies to purchase products and services through credit, loans, grants, etc. It is separate from your personal credit score. 

Why business credit? 

Well, it takes money to make money. Most importantly, you don’t have to go broke trying to build your business. Also, unlike personal credit, you are not penalized for utilization, and you get access to higher credit limits and loans. Remember, you can do all of this without touching your personal credit. 

What can you get with business credit? 

The short answer is just about anything. You can purchase a car in your business name. You can get loans and lines of credit in your business name. You can buy property, start an Airbnb, and more. 

How does business credit work? 

Similar to personal credit, there are three major bureaus. You have Duns and Bradstreet, Experian Business, and Equifax business. Unlike personal credit, business credit is only concerned about you paying on time. If you already have a business, you can check your score on nav.com. If you sign up for the $39.99 plan, it is a tradeline that will help you to build your business credit. Click here to sign up now. 

How do you build business credit from scratch? 

First, you must have a properly structured business. Unsure of how to do that? Grab a free checklist here.

Secondly, you need a Duns and Bradstreet number. (You may be familiar with the recent Duns and Bradstreet system changes. I wrote about these changes in a previous post. Check it out here. You only need to worry about the changes if you seek government contracts. If you are simply building business credit, you can disregard the change

Thirdly, you need tradelines like nav.com. Preferably three to five tradelines. You want to secure the tradelines using your EIN (Employer Identification Number) only. 

Even if you haven’t started making revenue yet, you can still build business credit from scratch. I breakdown how to do this and more in my business credit MasterClass. It’s only $37 for now. 

In the Level Up Your Business MasterClass I cover:

  • The 3 Secrets to building business credit from scratch without using your personal credit!
  • How to quickly and easily generate a paydex score in 90 days or less.
  • You’ll discover the easy way to qualify your business now – even if you are new to the business world.
  • How to quickly recognize and avoid being denied funding.
  • Personal Credit Hacks

 Click here to get access to the MasterClass.

If you are on the path to creating multiple streams of income, you should leverage both business and personal credit to get there. It is truly a game-changer when it comes to building generational wealth for generations to come.

See you at the top, 

Ebby

Leave a comment below and let me know if this post was helpful.

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Why I Love Being an Entrepreneur

Why I Love Being an Entrepreneur!

I never imagined being a business owner. I wasn’t business savvy, and anything business-related was a turn-off for me. Working for someone else’s company didn’t feel like a “fail” for me, and it still doesn’t, as long as I love what I do and it aligns with my goals. However, things changed in 2020 when my husband and I were laid off a few weeks apart. I made a promise to myself that this would be the last time my family would ever worry about money for generations to come.

So, I started my own business. I went all out with it too. I hired a business coach, attended business conferences, and traveled for business-related events. I built business credit and used it to leverage more money.
I’m not going to lie; It has been a lot of trial and error, mindset shifts, imposter syndrome, and wondering if I’ve made the right decision. I’ve also contemplated giving up more times than I care to admit.

5 Reasons why I love being an entrepreneur

  • I get to spend more time with my family. I get to attend teacher meetings, school field trips, and activities.
  • I created muliple streams of income for my household. The average millionaire has at least 7 streams of income.
  • I get major tax benefits. I can write off my home office, supplies, meals, business travel & more.
  • I am able to create the life I want to live. I do not want to work Monday through Friday and only have the weekends off. I want to be able to take a vacation anytime I want.
  • It’s mine! It feels good to create something that is solely yours.

I am still learning when it comes to business. Some days I feel like I can keep my head above water; other days, I feel like I’m taking a huge gulp. Nevertheless, I’ve grown so much as a person, and I’ve set my family on a different path. See, I’m breaking generational curses of poverty here. My children will not have to worry about money in their lifetime because I’m setting them up for generational wealth.

Thinking about starting a business? Grab the free profitable business checklist here. It is a step-by-step checklist of what you need to have a legal, profitable business.

See you at the top!
Ebby

8 Ways to Create Passive Income Without Money

8 Ways to Create Passive Income Without Money

There was a time when I thought becoming a millionaire was unattainable. I was barely making ends meet and living paycheck to paycheck. Once I started researching the habits of the wealthy, I realized my mindset was holding me back. All I needed was an action plan. That plan is to create multiple streams of passive income. Last time, we broke down what passive income is. Click here to read. 

This week, we will discuss ways to generate passive income without money. Remember, passive income is when you no longer have to exchange time for money.

1 Create an Ebook: An ebook is one of the simplest and cheapest ways to generate passive income. All you have to do is choose a topic you are knowledgeable in or a skill you’ve mastered. It could be as little as three to five pages. You can sell your book on a free webpage or on sites like gumroad.com.  Free Ebook Template

2 Create an Online Course: This is similar to an ebook. You can record videos or have live class sessions on zoom. You can put your recordings on platforms like Udemy or Teachable. 

3 Create a Printable: Create a calendar, planner, and how-to list and sell it on Etsy. 

4 Create a YouTube channel: Pick a niche, keep it simple and start recording. Again, choose something you know about and/or a skill you’ve mastered. After you receive a certain amount of followers, youtube will pay you! 

5 Rent Out a Room – AirBNB an extra room in your home. You can specify gender and age to your comfort level or advertise to traveling nurses. 

6 Open a Money Market or Interest-Earning Savings Account – Both options are free at your bank. You are missing an opportunity if you are not keeping your money in an interest-earning savings account. (Earn$30 when you Sign up for Varo Bank Account)

7 Affiliate Marketing: This is a great way to make money in your sleep. You can do this through a blog or any social media platform.  Apply to become an affiliate of EL Consulting.

8 Start a Blog- Pick a topic or align your blog with your ebook or course. Once you build a following, you can make money blogging. 

These are just a few ideas on how to start generating passive income, especially if you are just starting out or don’t have large amounts of money to invest. However, don’t be afraid to invest in more lucrative passive income streams. You don’t have to spend your own money to start either. I show you how to leverage business and personal credit to create multiple streams of passive income in the Level Up Your Business Course. Get started today!

Cheers to Creating the life you don’t need a vacation from!

-Ebby L.

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What you Should Know About Passive Income

Have you ever read a post or an article that asked for ideas for passive income; however, when you scrolled the comments, every idea was anything but passive? Or maybe, you’ve tried googling passive income ideas, but again, it was a lot more work than you anticipated.
Well, there are many misconceptions about what true passive income is. Over the next few posts, I will break down what passive income is and provides tools for how to start adding passive income to your quota TODAY.


What quota am I referring to?


I’m so glad you asked.

I don’t know about you, but my goal is to be a millionaire and build generational wealth for my family. You’ve certainly found the right place if that is your goal too. (Click Here for a free profitable Business Checklist) The more I researched millionaire habits, the more I learned that the average millionaire has at least seven income streams. Seven sounds like a lot if you had to dedicate 40 hours a week to each one. However, the majority of the seven streams of income are passive.

So, What is passive income?

According to Forbes.com, passive income is “money you can earn without too much ongoing effort.” Actual passive income is when you no longer exchange time or exchange little time for money.

Here are four things to consider when building passive income streams

  • The upfront work and time investment are often anything but passive. However, once you do the work, you should enjoy the fruit of your labor with minimal maintenance.
  • One stream of passive income doesn’t have to make much money. People tend to overlook the small amounts of income-generating sources.
  • Multiple passive income streams are one of the best ways to generate wealth. After all, who doesn’t want to make money while they sleep?
  • You don’t always have to invest money to get started. There are plenty of ways to build passive income streams with little to no investment. I will give you examples in the next blog post. (Subscribe below to stay up to date)

See you at the top!

Ebby LeBlanc

How does the new Duns number system affect you?

If you are building business credit or keeping up with business trends, you’ve probably heard talks around the Dun and Bradstreet number being eliminated.

[Link to original story here].

 Since I help individuals build business credit and leverage it in their business to generate multiple streams of income, I’ve followed the news about the changes since they dropped some time ago.

Here is a quick breakdown of what you need to know.

  • The DUNS number is being replaced by UEI numbers (Unique Entity Identifiers) 
  • This will only affect you when applying for government contacts and programs, including government grants. 
  • If you’ve already registered your business with Sam.gov, there is no need to register again. 
  • You will still NEED your duns number for building business credit. 

In other words, if you are building business credit only, continue to pay your tradelines and check on your business credit regularly to ensure proper reporting. 

If you have no idea what business credit is or how to obtain it, grab my MasterClass here. 

See you at the top! 

Ebby

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