6 Ways to Refocus & Crush Your Goals

Have you gotten off track?

We are nearing the end of the year. Some New Year resolutions have fallen through the cracks. Some goals are looking further away than you initially planned.

Take a deep breath. It’s okay. 

Here are 6 ways to refocus and crush your end-of-the-year goals

1.Don’t Beat Yourself Up About it. Life happens. And, there are variables out of our control: work obligations, family, health, and the list goes on. Just get back on track. 

2.Stop Trying to Do Everything TODAY: You think up amazing ideas throughout the day and want to implement them right now. Instead, keep an ideas folder in Google Drive to keep great ideas for another time.

3.Choose One Major Thing to Focus On. This one is similar to number two. If you are anything like me, a shiny object can easily steal your attention. If you try to do everything, you risk not completing anything. So, choose one major thing you will focus on the remainder of this year. 

4.Limit Distractions. Limit or delete your social media. Turn off your phone or leave it in the other room while you work on your project.

5.Don’t be afraid to ask for help. There are individuals who have done the very thing you are trying to do. Stop trying to start from scratch when you don’t have to. 

6.Mind Your Business. One negative aspect of social media is that you can see what others are doing in real-time, and it can cause you to compare your timeline and vision to someone else’s. It can even cause you to covet someone else’s purpose. See number 4 for help with this.

So, what do you need this year? 

Start a passive income stream by creating an Ebook CLICK HERE 

Start building your business credit CLICK HERE

Increase your personal credit score. CLICK HERE. 

Start writing your book CLICK HERE. 

Need 1:1 advice call CLICK HERE 

Remember, it’s not too late to finish the year out strong,

See you at the top!

Ebby

Get Free Access To the Business Credit MasterClass this month! Click image below!

Free Access to Business Credit masterClass

For the month of September, I’m giving you free access to my Business Credit From Scratch MasterClass!

I’m offering this deal because I am passionate about helping you leverage business and personal credit to create a life you don’t need a vacation from. 

I know you’ve heard talk about how it is easier now than ever to become the first millionaire in your family. I don’t know about you, but I want to give my children the headstart I wish I had. Remember, this is not about reinventing the wheel but simply utilizing the systems already in place to build wealth.

Don’t Miss it!

Business Credit MasterClass

Ebby

Ready to start building business credit? Click HERE

Ready to start your profitable business? Click HERE

Book a 1:1 Discovery Call today. HERE

The Secret To getting your Credit Score Above 750

I show you how to leverage business and personal credit to build multiple income streams and live a life you don’t need a vacation. By the way, The Business Credit from Scratch Course is 50% off right now. Click HERE to get started today!

So you’ve tried to increase your personal credit score for years.

You’ve seen the screenshots of a 750 credit score on other people’s profiles, but you haven’t been able to do that for yourself. Heck, you can’t even get out of the 600s. 

Every time you achieve your goal, something happens, and you end up back where you started. 

Not this time.

This time you’re armed with the same tips, tricks, and secrets my clients and I used to get our scores over 750. So give these tips a try and see if they don’t work for you too…

Tip 1: Paid Off Credit Cards – This is the best way to increase your credit score. Paying them off is the best practice. If you can’t pay them off, do the snowball effect and pay off the smallest balance and work your way up. Another method is to pay down your credit cards to 10% of the credit limit. All of these methods will help boost your score significantly.  

Tip 2: Have a Good Credit Mix– You need credit cards to get a score above 750. Also, getting a personal loan and auto loan with a positive payment history help as well. If you have a mortgage, that’s even better. I know the world tries to convince us that debt is a bad thing. If the debt has a purpose and you are utilizing it to generate income, then it works in your favor. Having a good personal score opens the door for opportunity. 

Tip 3: Pay Credit Cards and Loan Payments Twice a Month. This not only helps you to pay down the debt faster, but it helps you not to miss a payment either. Pay them once at the beginning of the month and three days before the due date. 

Bonus Tip: If you have a larger payment, such as a mortgage, you can pay half on the 15th and the other half at the end of the month. Be sure to check with your bank before making half payments on mortgages. Some banks don’t allow this unless you are one payment ahead. 

Tip 4: Remove Negative Items From Credit Profile– Luckily, if you have medical bills, some of those will be removed automatically this year. However, other things can be removed with a collections letter or negotiation to pay to delete. Get a copy of the collections letter I used to remove numerous items from my report HERE. Pay what you want for the letter.

Tip 5: Ask For a Credit Increase-. Sometimes, if you pay off the balance, the company will automatically increase your limit. If not, I would call and ask them. Do not allow them to run your credit to do this. You don’t want another inquiry. 

In sum, increasing your credit score is simple when you apply the above 5 tips and others I mention in my Credit Hacks Blueprint Ebook. It’s a quick read! And the quickest way to increase your score. It’s only $7 today!

Finally, remember that life happens. However, we don’t wait for it to fix itself. We are intentional about putting the pieces back together. 

The road to millionaire status is this way. Are you coming?

See you at the top! 

Ebby

Check Out These Business Credit Post

How to Get the Perfect Business Credit Score

The Secret to Business Credit

Personal Credit vs Biz Credit

Have you ever wonder what the major differences between personal and business credit are? First, if you are not familiar with business Credit, be sure to visit the post The Secret to Business Credit for more info.

Here are the major differences between personal credit and business credit.

To learn more about how business credit works and how to build business credit, check out the Business Credit From Scratch MasterClass.

See you at the top!

Ebby

How to Get the Perfect Business Credit score using 5 simple Steps

-This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info.

If you’ve ever wanted to build business credit, you’re reading the right article. You’re about to discover the simple 5-step method for the perfect paydex score, your business credit score. 

And the good news is that this method works even if your personal credit is bad. 

First, let’s uncover some misconceptions about business credit. Here is the truth. 

  • You don’t need excellent personal credit. In fact, you can build business credit without touching your personal credit. 
  • You don’t have to be in business for a certain length of time. You can start your business today and start building business credit as soon as the steps below are completed. 
  • You don’t need to make revenue first. You’ve heard the saying, you need money to make money. There is no reason anyone should go broke building a business when you can utilize business credit. 

All you need is a properly structured business model. Unsure if your business is properly structured, grab the free checklist HERE

5 Simple Steps to Building the Perfect Business Credit Score

Step 1: Setup Your Business– You cannot start building business credit if you don’t have a legit business. You need to register your business with the secretary of state and get an EIN. If you already have these things, be sure the information is correct and up to date. Once you’ve completed this step, you can move on to the next step. 

Step 2: Get a Duns and Bradstreet Number– This number is free. I know it may be tempting to start applying for credit once you have established your business, but doing so without your duns number will be working harder and not smarter. Your duns number can take anywhere from 24 hours to 30 days. So, once you receive your paperwork from step one, don’t delay this step. 

Step 3: Create a Solid Internet Presence. Many people who are new to business credit don’t realize how crucial this step is. And that’s why many people who try to build business credit fail.

Step 4: Get 3 to 4 Tradelines– I have a list of easy approval tradelines you can start under the biz credit links HERE

Step 5: Pay Your Tradelines Early- 10 to 15 days before the due date is a good habit. You want to ensure that you are using your tradelines as well. 

And there you have it – a simple 5 -step method for getting the perfect business credit score. It takes 30-90 days to generate a paydex score. Now that you know how to get a paydex score, there’s just one thing left for you to do: take action!

Remember, you don’t have to figure it out on your own. I show you how to obtain 50k-100k in business credit funding without using personal credit in the Level Up Your Business Course. It’s a 5-week course with step-by-step instruction via videos and an easy-to-follow workbook. 

By the end of this class,

  • You’ll have an understanding of how business credit works.
  • You will know how to obtain 50K- 100k in 90 days or less even if your business hasn’t made revenue yet. 
  • You will have a list of 50 of the best tradelines and vendors to use to build your business credit.
  • Also included is the Personal Credit Hacks ebook with 9 proven hacks to increase your personal score. 

Get the course HERE! 

See you at the top, 

Ebby

Comment below and let me know if this post was helpful.

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P.S. Okay, maybe you’ve thought about starting a business, but need some ideas, check out our post on how to build passive income.

8 Ways to Create Passive Income with Little to No Money Down.

The Secret to Business Credit

This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info. 


When I first started my business, I had no idea that business credit existed or that my new business idea could qualify. The good news is that business credit is a thing, and you can absolutely qualify even if you just started. I’m going to show you how.

First, let’s discuss what business credit is. Business credit allows companies to purchase products and services through credit, loans, grants, etc. It is separate from your personal credit score. 

Why business credit? 

Well, it takes money to make money. Most importantly, you don’t have to go broke trying to build your business. Also, unlike personal credit, you are not penalized for utilization, and you get access to higher credit limits and loans. Remember, you can do all of this without touching your personal credit. 

What can you get with business credit? 

The short answer is just about anything. You can purchase a car in your business name. You can get loans and lines of credit in your business name. You can buy property, start an Airbnb, and more. 

How does business credit work? 

Similar to personal credit, there are three major bureaus. You have Duns and Bradstreet, Experian Business, and Equifax business. Unlike personal credit, business credit is only concerned about you paying on time. If you already have a business, you can check your score on nav.com. If you sign up for the $39.99 plan, it is a tradeline that will help you to build your business credit. Click here to sign up now. 

How do you build business credit from scratch? 

First, you must have a properly structured business. Unsure of how to do that? Grab a free checklist here.

Secondly, you need a Duns and Bradstreet number. (You may be familiar with the recent Duns and Bradstreet system changes. I wrote about these changes in a previous post. Check it out here. You only need to worry about the changes if you seek government contracts. If you are simply building business credit, you can disregard the change

Thirdly, you need tradelines like nav.com. Preferably three to five tradelines. You want to secure the tradelines using your EIN (Employer Identification Number) only. 

Even if you haven’t started making revenue yet, you can still build business credit from scratch. I breakdown how to do this and more in my business credit MasterClass. It’s only $37 for now. 

In the Level Up Your Business MasterClass I cover:

  • The 3 Secrets to building business credit from scratch without using your personal credit!
  • How to quickly and easily generate a paydex score in 90 days or less.
  • You’ll discover the easy way to qualify your business now – even if you are new to the business world.
  • How to quickly recognize and avoid being denied funding.
  • Personal Credit Hacks

 Click here to get access to the MasterClass.

If you are on the path to creating multiple streams of income, you should leverage both business and personal credit to get there. It is truly a game-changer when it comes to building generational wealth for generations to come.

See you at the top, 

Ebby

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