For the month of September, I’m giving you free access to my Business Credit From Scratch MasterClass!
I’m offering this deal because I am passionate about helping you leverage business and personal credit to create a life you don’t need a vacation from.
I know you’ve heard talk about how it is easier now than ever to become the first millionaire in your family. I don’t know about you, but I want to give my children the headstart I wish I had. Remember, this is not about reinventing the wheel but simply utilizing the systems already in place to build wealth.
I show you how to leverage business and personal credit to build multiple income streams and live a life you don’t need a vacation. By the way, The Business Credit from Scratch Course is 50% off right now. Click HERE to get started today!
So you’ve tried to increase your personal credit score for years.
You’ve seen the screenshots of a 750 credit score on other people’s profiles, but you haven’t been able to do that for yourself. Heck, you can’t even get out of the 600s.
Every time you achieve your goal, something happens, and you end up back where you started.
Not this time.
This time you’re armed with the same tips, tricks, and secrets my clients and I used to get our scores over 750. So give these tips a try and see if they don’t work for you too…
Tip 1: Paid Off Credit Cards – This is the best way to increase your credit score. Paying them off is the best practice. If you can’t pay them off, do the snowball effect and pay off the smallest balance and work your way up. Another method is to pay down your credit cards to 10% of the credit limit. All of these methods will help boost your score significantly.
Tip 2: Have a Good Credit Mix– You need credit cards to get a score above 750. Also, getting a personal loan and auto loan with a positive payment history help as well. If you have a mortgage, that’s even better. I know the world tries to convince us that debt is a bad thing. If the debt has a purpose and you are utilizing it to generate income, then it works in your favor. Having a good personal score opens the door for opportunity.
Tip 3: Pay Credit Cards and Loan Payments Twice a Month. This not only helps you to pay down the debt faster, but it helps you not to miss a payment either. Pay them once at the beginning of the month and three days before the due date.
Bonus Tip: If you have a larger payment, such as a mortgage, you can pay half on the 15th and the other half at the end of the month. Be sure to check with your bank before making half payments on mortgages. Some banks don’t allow this unless you are one payment ahead.
Tip 4: Remove Negative Items From Credit Profile– Luckily, if you have medical bills, some of those will be removed automatically this year. However, other things can be removed with a collections letter or negotiation to pay to delete. Get a copy of the collections letter I used to remove numerous items from my report HERE. Pay what you want for the letter.
Tip 5: Ask For a Credit Increase-. Sometimes, if you pay off the balance, the company will automatically increase your limit. If not, I would call and ask them. Do not allow them to run your credit to do this. You don’t want another inquiry.
In sum, increasing your credit score is simple when you apply the above 5 tips and others I mention in my Credit Hacks Blueprint Ebook. It’s a quick read! And the quickest way to increase your score. It’s only $7 today!
If you rather one on one help with your personal score, Click HERE
Finally, remember that life happens. However, we don’t wait for it to fix itself. We are intentional about putting the pieces back together.
The road to millionaire status is this way. Are you coming?
Have you ever wonder what the major differences between personal and business credit are? First, if you are not familiar with business Credit, be sure to visit the post The Secret to Business Credit for more info.
Here are the major differences between personal credit and business credit.
To learn more about how business credit works and how to build it from scratch, Join the Level Up your Business Membership today!
It’s here, and I’m super excited about it! This writing challenge has been in the making for a while. Too many of you have expressed interest in wanting to write a book.
Does This Sound Like You?
You’ve always wanted to write a book but have no idea where to start.
You have a story to tell, but you’re unsure if you can write it.
You started writing your story and got lost along the way.
Whatever your plight, this 5-Day Writing Challenge is for you!
I like to share posts from my author site, ebbyslane.com. This is a good one! I know you’ve heard the saying, “Jack of all trades, master of none…..” Someone may have used it to shame you at some point. If so, please keep reading till the end. It will be worth it.
A friend of mine posted a video that changed my view about this quote. I know you’ve heard the saying, “Jack of all trades, master of none…..” Someone may have used it to shame you at some point. If so, please keep reading till the end. It will be worth it.
Over the years, I’ve allowed certain people to make me feel that trying new things and changing my career was bad. Who can relate? Honestly, I have changed career paths frequently in the last few years and have even struggled to figure out what I truly want to do. If I’m honest, I was a little embarrassed about all the avenues I’ve tried and failed at, or rather, quit at. I won’t go down the list. However, this quote has shamed me through it all, “jack of all trades, master of none.” It reminded me I was on track to nowhere if I didn’t figure this thing out soon.
It’s also the perfect time to realign yourself and take action on your goals this year.
Often, we set goals, and it stops there. No follow-through.
Life gets in the way, especially if you are a wife and mother. Many other tasks pull you in different directions: doctor appointments, school activities, career, business, trying to stay balanced, etc.
Most of us don’t intend to get sidetracked or abandon our goals; we’ve just never been taught what to do to meet our goals successfully. I know that was me until I took a goal-setting class earlier this year.
First, I am a stickler about not using the word simple. So, if you see me use the word simple, you best believe it is. Ebooks are excellent resources for adding passive income or diving into the book publishing world. If you need more ideas for passive income, check out the post 8 Ways to Create Passive Income With No Money.
There are numerous options for creating and selling your ebook; here is a simple and cost-efficient route.
Chose your topic. This should be an area of expertise, something people know you for.
Know your target audience– This will help you write and market your ebook.
Outline your chapters– This is where you decide what you are going to talk about and how you will break it up. I would keep it short and straight to the point and provide real value in whatever you are talking about.
Design your ebook. You can do this in Word, Powerpoint, and numerous other platforms. I prefer to use Canva for my ebooks. Click here to get a free template.
Hire a proofreader/beta reader- Have someone read your ebook. As a writer, I know firsthand that we tend to read our words the way we thought we wrote them and can easily overlook grammatical mistakes.
Find a platform to sell your ebook on. You can sell it on your website, landing page, or a site like gumroad.com, Covertkit, and more. There are endless platforms. (Sign up to start selling on Gumroad HERE)
Get loud about it- you cannot help people if they don’t know your book exists. If you need help with marketing, grab the Marketing Hacks Ebook for 20 ways to market your book workout spending a dime.
Now that you know how to create your ebook, grab your free templates, and let’s go! Still need help with your ebook, click HERE to book a 1:1 call with me today!
See you at the top!
Ebby
P.S. Ready to take your business to the next level.
A few years ago, I found myself stuck in the idea phase with a business concept but clueless about how to proceed. The world of entrepreneurship and business seemed overwhelming and unfamiliar to me, and I lacked the confidence to take the leap. However, life had different plans for me when my husband and I were unexpectedly laid off in 2020, just a month apart. To add to the complexity of the situation, we had just welcomed a new baby into our lives, and the pandemic was looming, causing a scarcity of job opportunities.
Faced with this challenging situation, I made a promise to myself and my family: we would never be caught off-guard like this again. It was time to become proactive and take control of our financial destiny. My husband and I decided to embark on a journey to learn how to create multiple income streams and wisely invest our money for a more secure future.
Though we were not business-savvy initially, we were determined to change that. We dove headfirst into learning about various income-generating avenues, exploring everything from traditional employment to innovative entrepreneurial ventures.
Over time, our efforts began to pay off. We successfully established at least five income streams that diversified our earnings and reduced financial risks. These streams included a mix of active and passive income sources, allowing us to make money even while we slept.
And the best part? We’re not stopping here. We are continually exploring new avenues to add to our income streams, expanding our knowledge, and keeping an eye on future investment opportunities. The journey of financial growth and wealth-building is ongoing, and we are excited about the possibilities that lie ahead.
To anyone who finds themselves in a similar position as I was a few years ago, feeling stuck and unsure about how to proceed with a business idea or their financial future, you don’t have to walk this road alone.
Where Do you begin to unlock another Stream of income?
First, create a business plan. It doesn’t have to be fancy. It is better to write something than to have nothing at all. Here is what you should include in that business plan.
What will your business be?
Who your target audience will be.
What products will you offer?
How will you market your business?
I show you how to do all this and more in the Minding Your Business Starter Bundle!
Let’s face it. We live in a digital world now. People are no longer going to the store to purchase books and music. They are downloading them to their devices and/or reading them from places like Amazon Kindle. So, we have to adapt.
Whether you are an aspiring author, business owner, or simply looking to dive into a source of passive income, ebooks are a great asset. The revenue made from ebook sales is steadily rising. let’s talk about why should have an ebook. Free Ebook Templates
5 Reasons Why You Should Have an Ebook
They are cheap to create. Moneywise ebooks are practically free to create. I tell you how to create one next week. Subscribe to be notified.
It is a great way to expand your audience. As an entrepreneur or author, you want to reach as many people as possible and ebooks can be sold on multiple platforms.
They are a great source of passive income. I’m always preaching about multiple income streams, and this is the best way to do it.
They can help establish you as an expert. Credibility is a huge selling point in your brand and having an ebook is one of the best ways to establish that.
They are easy to create. There are numerous resources out there that help you to create an ebook. You can use platforms like PowerPoint, Kindle, and Canva.
They can jumpstart your author’s dream. If you are an aspiring author, the thought of writing a novel may be daunting. Ebooks help to get your feet wet.
They can help improve your writing– Before you dive into writing 80,000 words, you can start small and create multiple ebooks.
Are you ready to dabble in the world of ebooks? Here are two ebook templates to get you started. EBOOK TEMPLATES.
See you at the top!
Ebby
P.S. Check out our ebooks below
Click the Link Click the image
P.S.S Need Help creating an ebook, BOOK a call with Ebby.
-This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info.
If you’ve ever wanted to build business credit, you’re reading the right article. You’re about to discover the simple 5-step method for the perfect paydex score, your business credit score.
And the good news is that this method works even if your personal credit is bad.
First, let’s uncover some misconceptions about business credit. Here is the truth.
You don’t need excellent personal credit. In fact, you can build business credit without touching your personal credit.
You don’t have to be in business for a certain length of time. You can start your business today and start building business credit as soon as the steps below are completed.
You don’t need to make revenue first. You’ve heard the saying, you need money to make money. There is no reason anyone should go broke building a business when you can utilize business credit.
All you need is a properly structured business model. Unsure if your business is properly structured, grab the free checklist HERE.
5 Simple Steps to Building the Perfect Business Credit Score
Step 1: Setup Your Business– You cannot start building business credit if you don’t have a legit business. You need to register your business with the secretary of state and get an EIN. If you already have these things, be sure the information is correct and up to date. Once you’ve completed this step, you can move on to the next step.
Step 2: Get a Duns and Bradstreet Number– This number is free. I know it may be tempting to start applying for credit once you have established your business, but doing so without your duns number will be working harder and not smarter. Your duns number can take anywhere from 24 hours to 30 days. So, once you receive your paperwork from step one, don’t delay this step.
Step 3: Create a Solid Internet Presence. Many people who are new to business credit don’t realize how crucial this step is. And that’s why many people who try to build business credit fail.
Step 4: Get 3 to 4 Tradelines– I have a list of easy approval tradelines you can start under the biz credit links HERE.
Step 5: Pay Your Tradelines Early- 10 to 15 days before the due date is a good habit. You want to ensure that you are using your tradelines as well.
And there you have it – a simple 5 -step method for getting the perfect business credit score. It takes 45-90 days to generate a paydex score. Now that you know how to get a paydex score, there’s just one thing left for you to do: take action!
Remember, you don’t have to figure it out on your own. I show you how to obtain 50k-100k in business credit funding without using personal credit in the Level Up Your Business Course. It’s a 5-week course with step-by-step instruction via videos and an easy-to-follow workbook.
By the end of this class,
You’ll have an understanding of how business credit works.
You will know how to obtain 50K- 100k in 90 days or less even if your business hasn’t made revenue yet.
You will have a list of 50 of the best tradelines and vendors to use to build your business credit.
Also included is the Personal Credit Hacks ebook with 9 proven hacks to increase your personal score.
