Category: Business Credit

From Faith To Funding: How to finance your business without spending your own money.

Posted on by Ebby LeBlanc in Business Credit
Photo by Peter Olexa on Pexels.com

Christian entrepreneurs and visionaries!

Today, we’re diving into a crucial topic for realizing your dreams: funding your business. Whether launching a startup or taking your venture to the next level, securing the right funds is like fueling your faith-fired engine. So, grab your notepad, because we’re about to explore some savvy strategies to make those financial blessings rain on your business journey.

1. Prayerful Planning: Begin with the foundation of prayer. Lay out your business plan before the Lord, asking for His wisdom and favor in every financial decision you make.

a woman drinking coffee with a purple backdrop. 30 ways to monetize your God-given gifts.

2. Business Credit: I know you’ve heard not to use your own money to start your business. This is where business credit comes in. Read the Post, How to Get the Perfect Business Credit Score.

3. Faith-Based Grants and Contests: Many faith-based organizations and foundations offer grants and entrepreneurial contests. These opportunities can provide much-needed capital and recognition for your business.

4. Business Loans: Approach banks that align with your faith and values. Many institutions offer loans with favorable terms to entrepreneurs who are committed to ethical business practices. The Business Credit from Scratch course shows you how to build a relationship with the bank to get higher loans. Join the Wealth Builders Club to instant access to the Business Credit Course.

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5. Online Lending Platforms: Explore online lending platforms that cater to small businesses. These platforms can offer fast funding with flexible repayment options.

6. Ministry and Church Support: Your church community can be a powerful source of support. Share your business vision with your congregation; some members might be willing to invest or provide financial backing.

Remember, fellow entrepreneurs, that seeking funding is not just about money—it’s about finding partners who believe in your vision, share your values, and want to see you succeed. So, as you embark on this journey, keep your faith strong, your dreams alive, and your financial strategy firmly rooted in God’s grace.

The Road To Financial Freedom is This way,

The EL Consulting Group

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From Faith To Funding: How to finance your business without spending your own money.

Christian entrepreneurs and visionaries! Today, we’re diving into a crucial topic for realizing your dreams: funding your business. Whether launching a startup or taking your venture to the next level, securing the right funds is like fueling your faith-fired engine. So, grab your notepad, because we’re about to explore some savvy strategies to make those…

Ebby LeBlanc's avatar by Ebby LeBlanc

The blueprint for a lucrative, budget-friendly Passive income startup

In this fast-paced world, the need for multiple income streams has become more apparent than ever. As Christian entrepreneurs, we navigate our businesses with a unique perspective, seeking not only financial success but also a sense of purpose aligned with our faith. But let’s be honest, the idea of working 24/7 is far from the…

Ebby LeBlanc's avatar by Ebby LeBlanc
A group of women sitting on the beach. Join our accountability group

10 {Effective} Ways to increase your wealth and Achieve financial freedom

Posted on by Ebby LeBlanc in Business Credit, Passive Income
Coins on top of table that reads, "financial freedom"
Photo by Leeloo Thefirst


Building and increasing wealth is a goal that most of us aspire to achieve. Whether you’re just starting on your financial journey or looking to take your existing wealth to new heights, there are several key strategies that can pave the way for a more prosperous future.

Here are 10 actionable ways to increase your wealth and attain long-term financial success.

a woman drinking coffee with a purple backdrop. 30 ways to monetize your God-given gifts.
  1. Set Clear Financial Goals:
    Start by defining your short-term and long-term goals (saving for retirement, purchasing a property, or starting a business.) Establishing clear and achievable goals will give you direction and motivation to stay focused on building wealth.
  2. Create a Budget and Stick to It:
    A budget is a fundamental tool for managing your finances. Track your income and expenses diligently, identifying areas where you can cut unnecessary spending. Allocating your money wisely ensures you have more to save and invest, propelling your journey toward wealth creation.
  3. Pay Off High-Interest Debts:
    High-interest debts, such as credit card balances, can be a significant drain on your finances. Prioritize paying off these debts first to free yourself from mounting interest payments. By eliminating high-interest debt, you’ll have more disposable income to invest and grow your wealth.
  4. Invest Wisely:
    Investing is a key driver of wealth accumulation. Educate yourself on various investment options, such as stocks, bonds, mutual funds, real estate, and more. Diversify your portfolio to spread risk and aim for long-term growth. Consider seeking professional advice from a financial advisor to make well-informed decisions.
  5. Leverage Retirement Accounts:
    Take advantage of retirement accounts like 401(k)s and IRAs, which offer tax benefits and employer-matching contributions. Contributing regularly to these accounts allows your money to grow tax-free or tax-deferred, significantly boosting your retirement savings.
  6. Start a Side Hustle or Business:
    Increasing your income can fast-track your journey to wealth. Consider starting a side business or freelance work in your spare time. A successful venture can generate additional income streams, diversifying your earnings and bolstering your financial stability. Check out the Post: 8 Ways to Create Passive Income with Little to No Money.
  7. Continuous Learning and Skill Development:
    Invest in yourself by acquiring new skills and knowledge. Expanding your expertise can lead to better job opportunities, promotions, or higher income potential. Continuous learning is a valuable asset in an ever-evolving economy.
  8. Learn to Leverage Credit:
    Utilize business and personal credit to gain momentum on your road to financial freedom. Check out the blog post. Personal VS. Business Credit.
  9. Take Calculated Risks:
    Wealth accumulation often involves taking calculated risks. While it’s essential to be prudent, shying away from all risks can limit your growth potential. Educate yourself about the risks involved in various investments and be willing to step out of your comfort zone when appropriate.
  10. Stay Patient and Persistent:
    Building wealth is a journey that requires patience and persistence. It may take time for your investments to grow and for your efforts to bear fruit. Stay committed to your financial plan, and avoid making impulsive decisions based on short-term fluctuations.


Increasing your wealth requires a combination of discipline, strategic planning, and a willingness to adapt. By setting clear goals, managing your finances wisely, and embracing opportunities for growth, you can pave the way to a more financially secure future.

Remember, wealth-building is a gradual process, and with dedication, persistence, and sound financial decisions, you can achieve the financial success you desire. Start implementing these strategies today and embark on your path to financial freedom!

The Road to Financial Freedom is this way,

EL Consulting Team

women walking in the street. the Words, Wealth Builders club: Minding our faith and our business membership

Try Business Credit Course for $37

Posted on by Ebby LeBlanc in Business Credit
Photo by OVAN on Pexels.com

You’ve probably heard about business credit and how you can use it to fund just about any business need. In fact, you can even use it to fund a business startup plan.

Things You Can Do Using Business Credit

Buy a Laundromat

Start your AirBNB

Buy Rental Property

Start a Daycare

Buy a Vending Machine

Buy a car

Do you know why you should build business credit? There are numerous benefits to building business credit and leveraging to build wealth. Here are some reasons why you should invest the time and effort into establishing and nurturing your business credit:

  1. Separation of Personal and Business Finances: Building business credit helps you separate your personal and business finances. This distinction is crucial for protecting your personal assets in case of business debts, legal issues, or financial challenges.
  2. Access to Funding: Strong business credit opens the door to various funding opportunities, such as business loans, lines of credit, and business credit cards. These sources of capital can be invaluable for growth, expansion, and day-to-day operations.
  3. Lower Interest Rates and Better Terms: Good business credit often translates into lower interest rates and more favorable financing terms. This means you can borrow money at a lower cost, saving your business money over time.
  4. Business Growth and Expansion: With access to credit, you can confidently invest in your business’s growth and expansion. Whether it’s opening new locations, hiring more staff, or expanding your product line, credit can fuel your ambitions.
  5. Cash Flow Management: Business credit can help you manage your cash flow effectively. It provides a financial buffer during slow periods and ensures you have the resources to cover operational expenses.
  6. Vendor and Supplier Relationships: Building business credit can lead to stronger vendor and supplier relationships. When your business is seen as creditworthy, you may enjoy more favorable payment terms, discounts, and better access to essential goods and services.
  7. Professional Image: A strong business credit profile enhances your business’s professional image. It conveys reliability and stability to potential customers, partners, and investors, which can boost your reputation in the market.
  8. Preparation for Unforeseen Challenges: Life is unpredictable, and businesses can face unexpected challenges. Having established business credit can serve as a financial safety net during tough times, helping your business weather economic downturns or unexpected expenses.
  9. Asset Protection: Business credit can protect your personal assets. If your business faces financial difficulties, creditors typically cannot go after your personal property, such as your home or personal savings.
  10. Long-Term Viability: Building business credit is an investment in your company’s long-term viability and success. It sets the foundation for sustainable growth and provides stability as you navigate the ups and downs of entrepreneurship.

So, how do you get access to our course for $37?

You can join our accountability group. Wealth Builders Club: Minding our Faith & Our Business and get instant access to the Business Credit From Scratch Course at $297.00 value. This course teaches you how to build business credit from scratch without using your personal credit. It also teaches you how to leverage credit to build wealth. On top of that, you will have instant access to our Private Facebook Accountability Group, virtual meetups, and connections to professional who’ve gone before you to help ensure your success. You can access the full course now for just $37. I believe in the membership and the course, so I’m offering it with no obligations. That means you can cancel anytime. Try it out today!

Sign Me UP

Read what others have said about the course!

“The thought of business credit was always very daunting for me and seemed unattainable for someone like myself just starting off. Wow, oh wow, was I wrong. This course is a must for your business.”

— Rachael Doucet

I just have to shout out EL Consulting for helping me to get started with establishing my business credit. She was able to break down a lot of theories that I had in the past and put me on the right track. She even offered me a link to set up one of my first Tier vendors. She made it super simple for me to establish what I needed to get started. Thanks, Ebby!

— Zoe Dominio Thomas

If you prefer a one on one approaching, you can book a call with one of our experts, HERE. Listen, building business credit and having accountability is not just an option; it’s a strategic move that can significantly impact your business’s financial health, growth potential, and overall success. By establishing and maintaining good business credit, you position yourself for a brighter and more prosperous future.

The road to financial freedom is this way, are you coming?

EL Consulting Group Team

10 {Effective} Ways to increase your wealth and Achieve financial freedom

Free Access to Business Credit masterClass

Posted on by Ebby LeBlanc in Business Credit, Minding My Business

For the month of September, I’m giving you free access to my Business Credit From Scratch MasterClass!

I’m offering this deal because I am passionate about helping you leverage business and personal credit to create a life you don’t need a vacation from. 

I know you’ve heard talk about how it is easier now than ever to become the first millionaire in your family. I don’t know about you, but I want to give my children the headstart I wish I had. Remember, this is not about reinventing the wheel but simply utilizing the systems already in place to build wealth.

Don’t Miss it!

Business Credit MasterClass

Ebby

Ready to start building business credit? Click HERE

Ready to start your profitable business? Click HERE

Book a 1:1 Discovery Call today. HERE

Personal Credit vs Biz Credit

Posted on by Ebby LeBlanc in Business Credit, Personal Credit

Have you ever wonder what the major differences between personal and business credit are? First, if you are not familiar with business Credit, be sure to visit the post The Secret to Business Credit for more info.

Here are the major differences between personal credit and business credit.

To learn more about how business credit works and how to build it from scratch, Join the Level Up your Business Membership today!

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See you at the top!

Ebby

How to Get the Perfect Business Credit score using 5 simple Steps

Posted on by Ebby LeBlanc in Business Credit

-This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info.

If you’ve ever wanted to build business credit, you’re reading the right article. You’re about to discover the simple 5-step method for the perfect paydex score, your business credit score. 

And the good news is that this method works even if your personal credit is bad. 

First, let’s uncover some misconceptions about business credit. Here is the truth. 

  • You don’t need excellent personal credit. In fact, you can build business credit without touching your personal credit. 
  • You don’t have to be in business for a certain length of time. You can start your business today and start building business credit as soon as the steps below are completed. 
  • You don’t need to make revenue first. You’ve heard the saying, you need money to make money. There is no reason anyone should go broke building a business when you can utilize business credit. 

All you need is a properly structured business model. Unsure if your business is properly structured, grab the free checklist HERE. 

5 Simple Steps to Building the Perfect Business Credit Score

Step 1: Setup Your Business– You cannot start building business credit if you don’t have a legit business. You need to register your business with the secretary of state and get an EIN. If you already have these things, be sure the information is correct and up to date. Once you’ve completed this step, you can move on to the next step. 

Step 2: Get a Duns and Bradstreet Number– This number is free. I know it may be tempting to start applying for credit once you have established your business, but doing so without your duns number will be working harder and not smarter. Your duns number can take anywhere from 24 hours to 30 days. So, once you receive your paperwork from step one, don’t delay this step. 

Step 3: Create a Solid Internet Presence. Many people who are new to business credit don’t realize how crucial this step is. And that’s why many people who try to build business credit fail.

Step 4: Get 3 to 4 Tradelines– I have a list of easy approval tradelines you can start under the biz credit links HERE. 

Step 5: Pay Your Tradelines Early- 10 to 15 days before the due date is a good habit. You want to ensure that you are using your tradelines as well. 

And there you have it – a simple 5 -step method for getting the perfect business credit score. It takes 45-90 days to generate a paydex score. Now that you know how to get a paydex score, there’s just one thing left for you to do: take action!

Remember, you don’t have to figure it out on your own. I show you how to obtain 50k-100k in business credit funding without using personal credit in the Level Up Your Business Course. It’s a 5-week course with step-by-step instruction via videos and an easy-to-follow workbook. 

By the end of this class,

  • You’ll have an understanding of how business credit works.
  • You will know how to obtain 50K- 100k in 90 days or less even if your business hasn’t made revenue yet. 
  • You will have a list of 50 of the best tradelines and vendors to use to build your business credit.
  • Also included is the Personal Credit Hacks ebook with 9 proven hacks to increase your personal score. 

Get the course HERE!

See you at the top, 

Ebby

Comment below and let me know if this post was helpful.

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P.S. Okay, maybe you’ve thought about starting a business, but need some ideas, check out our post on how to build passive income.

8 Ways to Create Passive Income with Little to No Money Down.

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The Secret to Business Credit

Posted on by Ebby LeBlanc in Business Credit 
This post may contain paid and/or affiliate links. Please refer to our privacy policy for more info.


When I first started my business, I had no idea that business credit existed or that my new business idea could qualify. The good news is that business credit is a thing, and you can absolutely qualify even if you just started. I’m going to show you how.

First, let’s discuss what business credit is. Business credit allows companies to purchase products and services through credit, loans, grants, etc. It is separate from your personal credit score. 

Why business credit? 

Well, it takes money to make money. Most importantly, you don’t have to go broke trying to build your business. Also, unlike personal credit, you are not penalized for utilization, and you get access to higher credit limits and loans. Remember, you can do all of this without touching your personal credit. 

What can you get with business credit? 

The short answer is just about anything. You can purchase a car in your business name. You can get loans and lines of credit in your business name. You can buy property, start an Airbnb, and more. 

How does business credit work? 

Similar to personal credit, there are three major bureaus. You have Duns and Bradstreet, Experian Business, and Equifax business. Unlike personal credit, business credit is only concerned about you paying on time. If you already have a business, you can check your score on nav.com. If you sign up for the $39.99 plan, it is a tradeline that will help you to build your business credit. Click here to sign up now. 

How do you build business credit from scratch? 

First, you must have a properly structured business. Unsure of how to do that? Grab a free checklist here.

Secondly, you need a Duns and Bradstreet number. (You may be familiar with the recent Duns and Bradstreet system changes. I wrote about these changes in a previous post. Check it out here. You only need to worry about the changes if you seek government contracts. If you are simply building business credit, you can disregard the change. 

Thirdly, you need tradelines like nav.com. Preferably three to five tradelines. You want to secure the tradelines using your EIN (Employer Identification Number) only. 

Even if you haven’t started making revenue yet, you can still build business credit from scratch. I breakdown how to do this and more in my business credit MasterClass. It’s only $37 for now. 

In the Level Up Your Business MasterClass I cover:

  • The 3 Secrets to building business credit from scratch without using your personal credit!
  • How to quickly and easily generate a paydex score in 90 days or less.
  • You’ll discover the easy way to qualify your business now – even if you are new to the business world.
  • How to quickly recognize and avoid being denied funding.
  • Personal Credit Hacks

 Click here to get access to the MasterClass.

If you are on the path to creating multiple streams of income, you should leverage both business and personal credit to get there. It is truly a game-changer when it comes to building generational wealth for generations to come.

See you at the top, 

Ebby

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How does the new Duns number system affect you?

Posted on by Ebby LeBlanc in Business Credit

If you are building business credit or keeping up with business trends, you’ve probably heard talks around the Dun and Bradstreet number being eliminated.

[Link to original story here].

 Since I help individuals build business credit and leverage it in their business to generate multiple streams of income, I’ve followed the news about the changes since they dropped some time ago.

Here is a quick breakdown of what you need to know.

  • The DUNS number is being replaced by UEI numbers (Unique Entity Identifiers) 
  • This will only affect you when applying for government contacts and programs, including government grants. 
  • If you’ve already registered your business with Sam.gov, there is no need to register again. 
  • You will still NEED your duns number for building business credit. 

In other words, if you are building business credit only, continue to pay your tradelines and check on your business credit regularly to ensure proper reporting. 

If you have no idea what business credit is or how to obtain it, grab my MasterClass here. 

See you at the top! 

Ebby

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